Rocky Mountain Modular Homes.com recommends when seeking financing for Prefab Homes or a Modular Home project that you use a lender that can roll the land, home and construction portions of the project into one loan. Even if you own the land already, the lenders listed below can roll the equity that you have in your land into the loan and use that equity toward your down payment.


- 100% Financing – No Money Down Available
- USDA, VA, FHA, & Conventional Construction Loans
- Single Closing vs. 3 Closings (Land, Construction, & Permanent)
- Interest Rate Protected During Construction
- Land & Construction Loan (All in One)
- Upfront Construction Funding
- Land/Home Package
DISCLAIMER: 1ST Signature Lending is an approved mortgage lender for FHA, VA, and USDA. It is not acting on behalf of or at the direction of FHA, VA, USDA, or the Federal Government. 1st Signature Lending 9800 Crosspoint Blvd, 4th Floor, Suite A, Indianapolis, IN 46256 NMLS# 27820

Park State Bank & Trust is a lender out of Woodland Park, CO that finances most of our customers’ projects. Feel free to contact them at 719-687-9234 and ask to speak to someone in their Mortgage Department to get your questions answered about financing your modular home project in Colorado.
710 US-24, Woodland Park, CO 80863
Brad Spivey – (719) 687-9234

Gary Lays, Loan officer – 719-433-3795
gary.lays@mtgnavigators.com
- 100% Financing Options
- Conventional, VA, FHA & USDA Options
- One Time Close – Protect your rate, get your permanent mortgage now
- Float Down Rate Options – If rates fall during construction, get the lower rates w/o refinancing